Residential Mortgage Broker. Click here for license information
As of September 24th 2021, C2 has helped 77,354 families with their home financing needs.
C2 Corporate Office:
10509 Vista Sorrento Pkwy #400
San Diego, CA
Fax #: (714) 512-5116
|Company NMLS #:||135622|
|LO NMLS #:||245301|
|Ca Bureau of Real Estate:||01320964|
After pursuing my finance degree at California State Long Beach, in 1981 I went to work for a large construction company for 20 years holding many positions with the last 5 years as their Engineering Manager. Not feeling that my life calling was being fulfilled working with this company, I took a step of faith and started a new career in loan origination in 2001.
After doing some market research, I realized that by working for a broker, instead of working for a bank, I could actually help more people with a wider array of programs and offer great rates. I could now shop amongst hundreds of different wholesale lenders for the most competitive rates available for my clients. Plus, I chose to work with a broker who is one of the largest, and because of its size, is able to negotiate preferred pricing and service for its client.
I am all about making long lasting relationships and it shows as I still work with clients that I first worked with 15 years ago. My clients trust me with helping them meet their financial needs as I help educate them in making sure we are making every dollar work as hard as possible for them to aid in the financial needs for their everyday living as well as preparing for retirement.
Many of my clients have become good friends over the years and I couldn't be more blessed knowing that I have made a difference in their lives. My decision years ago to serve the public as a Certified Mortgage Planner definitely has become very fulfilling and rewarding!
It's quite simple. As one of the largest brokers in the nation, C2 Financial gets preferred pricing and service from its wholesale lenders. This translates into better rates and quicker closings for you.
But being a large company and closing a lot of loans on its own doesn't make the company great. What makes the company great is its commitment to the borrower to always do the right thing. We make a commitment and stick by it.
Additionally, we are very proud about the following industry achievements:
Our titles vary. We are mortgage consultants, planners, loan originators, loan officers, and mortgage brokers. What does not vary is that every day, borrowers like you entrust us with one of the most important financial decisions of your life, that if not executed properly can have long-lasting repercussions as was witnessed in 2008 during the mortgage meltdown.
We know that despite our best efforts and the government's best efforts to regulate the mortgage industry, our borrowers are too busy to review every last line of every single document . Our borrowers trust us as their mortgage adviser and that what they are signing is in their best interest. We do not take that responsibility lightly.
We do what is in the best interest for you, our client, not what is best for our pocketbook as some other brokers before us have done. We know by doing this, we not only are doing what is morally and ethically right, but we know this belief system will result in our borrowers referring us additional clients, the underpinnings of a long term relationship.
J. Tapia from Temecula, CA
Tim provided excellent service. He is extraordinary in all facets of the loan process. His evaluation of our loan application and matching us with best loan products available was quick and easy. He made the purchase of our brand new dream home a reality.
D. Kulka from Bellflower, CA
R. Hogbin from Dana Point, CA
We have dealt with Tim more then once. He is knowledgeable and competent. He works hard to do the best job for us. Tim keeps us informed during the entire process. He is a pleasure to work with him and we look forward to working with him in the future.
D. Zapalski from Cerritos, CA
The whole process was smooth and simple I couldn't ask for a better lender to help me refinance. I would recommend this lender to anyone who wanted to refi their mortgage. The lender explains the process and all the details and answered all my questions.