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Local. Experienced. Trusted.

I'm Adam, your local mortgage expert.

I'm here to help you find the right mortgage options for you and your family.

NMLS #1377114
(805) 770-0880
adrake@c2financial.com

Why C2 Financial?

As a top mortgage broker in the nation, C2 Financial offers access to superior loan products, competitive rates, and gold-star service. That's why over 115,000 families have chosen C2 Financial for their mortgage financing needs.
About Me
Buying a home is one of the biggest financial decisions you'll ever make, and choosing the right loan officer is just as important. My job is to make the mortgage process simple, transparent, and as stress-free as possible while helping you make confident financial decisions.

I know that no two borrowers are alike. Whether you're a first-time homebuyer, purchasing your forever home, refinancing to improve your financial situation, or expanding your investment portfolio, I'll take the time to understand your goals and build a mortgage strategy that's tailored to your needs.

I believe the mortgage experience starts with communication. You'll never have to wonder where your loan stands or what's coming next. I pride myself on being responsive, proactive, and available when my clients need me. From our first conversation to closing—and long after—you'll have someone in your corner who genuinely wants what's right for you.

My approach is built on education rather than sales. I want you to understand your options, ask questions, and feel confident in every decision you make. My goal isn't simply to help you close on a loan today—it's to become the mortgage professional you trust for years to come.

The relationships I build with my clients don't end at the closing table. Whether you're buying your next home, refinancing in the future, investing in real estate, or simply looking for advice, I'll be here whenever you need me.

Helping people achieve homeownership and build long-term wealth through real estate is more than my profession—it's something I genuinely enjoy. Nothing is more rewarding than seeing clients accomplish their goals and knowing I played a small part in helping them get there.

When you work with me, you can expect honest guidance, prompt communication, personalized service, and someone who will always put your best interests first.

I look forward to helping you make your next move with confidence.

There are a lot of financing options ‐ let's find the right one for you.

Whether you are looking to buy, refinance, or grow your real estate portfolio, we've got you covered with the right loan products to fit your needs.
Conventional
Loans
FHA
Loans
VA
Loans
High
Balance
Low FICO
Score
And
More!

What People Are Saying

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Adam Drake
Trusted Mortgage Advisor
Phone: (805) 770-0880
adrake@c2financial.com
12230 El Camino Real, Ste 100
San Diego, CA 92130
C2 NMLS #135622 | C2 CA DRE #01821025 | C2 ID #MBL-9475 | C2 TX #135622 | C2 WA #MB-135622 | NMLS #1377114 | CA DRE #02061878 | ID #MLO-2081377114 | TX # | WA #MLO-1377114
C2 NMLS #135622

C2 Financial is rapidly growing with active licenses in over 34 states as of March 2024. Number of licensed states and lenders within the C2 Lender Network may vary. www.C2Financial.com

C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; Alabama SBD #23303; Arizona DFI #919209; Arkansas ASD #129945; Colorado DRE; Florida OFR #MBR3519; Hawaii DFI #HI-135622; Idaho DOF #MBL-9475; Illinois DFPR #MB.67618115; Kansas OSBC #135622; Kentucky DFI #MC809104; Louisiana OFI #135622; Michigan DIFS #FL0023565 / SR0023566; Minnesota DOC #MN-MO-135622; Mississippi DBCF #135622; Montana DBFI #135622; Nebraska DBF #135622; Nevada MLD #3260; New Mexico FID #135622; Ohio DFI #RM.804919.000; Oklahoma DOCC #MB014489; Oregon DOF #ML-4917; South Carolina DCA #135622; South Dakota DOB #135622.ML; Tennessee DFI #135622; Texas SML #135622; Washington DFI #MB135622; Wyoming DOB #4612; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders.

Consumers in Texas: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at (877) 276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov