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Executive Lending Strategist

I'm Barbara, your local mortgage expert.

I'm here to help you find the right mortgage options for you and your family.

NMLS #537723
858-312-4900 ext. 348​
bankerbarb@c2financial.com

Why C2 Financial?

As a top mortgage broker in the nation, C2 Financial offers access to superior loan products, competitive rates, and gold-star service. That's why over 115,000 families have chosen C2 Financial for their mortgage financing needs.
About Me
Barbara "Banker Barb" Cafaro
Executive Lending Strategist | SBA | Commercial & Residential Loans | Business Lending | Private and Hard Money Loans | C2 NMLS #135622 | C2 CA DFPI #603L442 | C2 SC #135622 | C2 TX #135622 | NMLS #537723 | CA DFPI #CA-DFPI537723 | SC #537723 | TX #537723

With over 25 years of executive-level experience in Banking, Lending, and Real Estate, Barbara Cafaro, widely known as “Banker Barb”, is your premier resource for all areas of Personal, Business, Real Estate, and Self-Employed borrower solutions.
A former senior leader at a wide range of local and national financial institutions, Barbara has managed multimillion-dollar portfolios and led teams that delivered concierge-level service to high-net-worth individuals and business owners. Her deep expertise spans everything from traditional financing to complex lending transactions, including SBA, FHA, VA, DSCR, USDA, Super Jumbo, Reverse, HELOC, Bridge, Asset-Based, Construction, Hotel, NNN Retail, Business, Commercial & Industrial lending, as well as Private and Hard money options.
Known for her strategic mindset and relationship-driven approach, Barbara brings unmatched industry insight and a proven ability to craft tailored lending solutions that help her clients grow wealth, seize opportunities, and close with confidence.
In recognition of her leadership and impact in the financial industry, Barbara was honored to be nominated as Banker of the Year in 2015 by the Western Independent Bankers at their annual conference of bank presidents, senior officers, and directors.
As Founder and Chairwoman of The B.A.G. Networking, a 501(c)(3) nonprofit that fosters business, charity, and philanthropy, she is deeply rooted in the community and leverages her extensive network to create results for her clients while giving back to those in need.

There are a lot of financing options ‐ let's find the right one for you.

Whether you are looking to buy, refinance, or grow your real estate portfolio, we've got you covered with the right loan products to fit your needs.
Conventional
Loans
FHA
Loans
Super Jumbo
Loans
Commercial
Loans
Self
Employed
And
More!

Let's Connect

Schedule a
Consultation
Barbara " Banker Barb”® Cafaro
Executive Lending Strategist
Phone: 858-312-4900 ext. 348​
bankerbarb@c2financial.com
Branch Address:
12230 El Camino Real, Ste 100, San Diego, CA 92130
C2 NMLS #135622 | C2 CA DFPI #603L442 | C2 ME #135622 | C2 OH #RM.804919.000 | C2 SC #135622 | C2 TX #135622 | NMLS #537723 | CA DFPI #CA-DFPI537723 | ME #537723 | OH #Temporary Authority | SC #537723 | TX #537723
C2 NMLS #135622

C2 Financial is rapidly growing with active licenses in over 34 states as of March 2024. Number of licensed states and lenders within the C2 Lender Network may vary. www.C2Financial.com

C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; Alabama SBD #23303; Arizona DFI #919209; Arkansas ASD #129945; Colorado DRE; Florida OFR #MBR3519; Hawaii DFI #HI-135622; Idaho DOF #MBL-9475; Illinois DFPR #MB.67618115; Kansas OSBC #135622; Kentucky DFI #MC809104; Louisiana OFI #135622; Michigan DIFS #FL0023565 / SR0023566; Minnesota DOC #MN-MO-135622; Mississippi DBCF #135622; Montana DBFI #135622; Nebraska DBF #135622; Nevada MLD #3260; New Mexico FID #135622; Ohio DFI #RM.804919.000; Oklahoma DOCC #MB014489; Oregon DOF #ML-4917; South Carolina DCA #135622; South Dakota DOB #135622.ML; Tennessee DFI #135622; Texas SML #135622; Washington DFI #MB135622; Wyoming DOB #4612; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders.

Consumers in Texas: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at (877) 276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov