Your Lender for Life!

I'm Christina, your local mortgage expert.

I'm here to help you find the right mortgage options for you and your family.

NMLS #671011

480-861-5996
cbearer@c2financial.com

Apply Now

Get
Pre-Qualified

Mortgage
Calculator

Why C2 Financial?

As your Certified Mortgage Planner, I believe your mortgage should be designed around your financial goals—both today and for the future. I have the knowledge, experience, and tools to help you understand how your mortgage can work as part of your overall financial strategy. I originate purchase, refinance, home equity, and reverse mortgage loans. With access to nearly 100 lenders, I can shop a wide range of loan programs and competitive options to help find the right financing solution for your individual needs. My business is built on relationships, education, and exceptional service. I take great pride in being a trusted resource for my clients—not just during a transaction, but for years to come.
Let me be your Broker of Choice!

Christina Bearer | Certified Mortgage Planner
NMLS 671011
AZ MLO LO-0931950 | OR MLO-671011 | WA MLO-671011
C2 Financial Corp NMLS 135622
AZ 919209 | OR ML-4917 | WA MB-135622
https://www.nmlsconsumeraccess.org/

About Me

I truly love life and the people who make it meaningful—my family, my friends, and the clients I’m fortunate enough to work with. I’m a people person at heart, and I believe the relationships we build along the way are one of life’s greatest gifts. I have tremendous appreciation for the heroes who serve our communities and our country, including our military members, educators, firefighters, law enforcement officers, healthcare professionals, first responders, and so many others who dedicate their lives to helping people.
When I’m not working, you’ll often find me enjoying the outdoors, spending time with family and friends, meeting new people, or enjoying one of the many sports and activities I love. I try to approach both life and business with positivity, gratitude, and a genuine desire to see the best in every situation. Professionally, I’m a mortgage loan originator licensed in Arizona, Oregon, and Washington, but I believe my job goes far beyond originating loans. Buying a home, investing in real estate, refinancing, or planning for the future can be an important part of someone's bigger life goals—and I love being able to help my clients navigate those decisions. One of my greatest goals is simple: to help the people I work with achieve their goals and build relationships that last long after the loan closes.
https://www.nmlsconsumeraccess.org/.

There are a lot of financing options ‐ let's find the right one for you.

Whether you are looking to buy, refinance, or grow your real estate portfolio, we've got you covered with the right loan products to fit your needs.

Conventional
Loans

FHA
Loans

Jumbo
Loans

USDA
Loans

VA
Loans

And
More!

What People Are Saying

Christina worked with us when we were looking to purchase a home in Phoenix, and we were living in Chicago while trying to do it. She patiently walked us through the steps we needed to take, including presenting us with different options in terms of payments for a 15 versus 30 year mortgage that was really helpful. Even though we never got a chance to meet in person, she understood that we were looking at this as an investment property and gave us specific advice based on what our goals were. Christina was always prompt when responding and helped us make sure that we were able to get the financing we needed in a very short period of time. We would definitely work with Christina again and recommend her highly.

If you wonder if you'll qualify for an ideal home loan, simply give Christina a try. We were amazed at the rate we got and how fast things closed. We were just looking into a home on January 30th and and closed on March 22nd! We did not know this was even possible and glad it was. Again, our rate surpassed our expectation.

Christina is a dream to work with. I tend to have a million questions and she took the time to answer all of them. If for some reason she could not answer my call she returned it within an hour. Her dedication, professionalisms, and love for her job shows with every contact you make with her.

Let's Connect

Schedule a
Consultation

Christina Bearer
Mortgage Loan Officer
Phone: 480-861-5996
Fax: 888-565-6210
cbearer@c2financial.com

Branch Address:
7150 E. Camelback Road, Suite 444-430Scottsdale, AZ 85251

C2 NMLS #135622

C2 Financial is rapidly growing with active licenses in over 34 states as of March 2024. Number of licensed states and lenders within the C2 Lender Network may vary. www.C2Financial.com

C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; Alabama SBD #23303; Arizona DFI #919209; Arkansas ASD #129945; Colorado DRE; Florida OFR #MBR3519; Hawaii DFI #HI-135622; Idaho DOF #MBL-9475; Illinois DFPR #MB.67618115; Kansas OSBC #135622; Kentucky DFI #MC809104; Louisiana OFI #135622; Michigan DIFS #FL0023565 / SR0023566; Minnesota DOC #MN-MO-135622; Mississippi DBCF #135622; Montana DBFI #135622; Nebraska DBF #135622; Nevada MLD #3260; New Mexico FID #135622; Ohio DFI #RM.804919.000; Oklahoma DOCC #MB014489; Oregon DOF #ML-4917; South Carolina DCA #135622; South Dakota DOB #135622.ML; Tennessee DFI #135622; Texas SML #135622; Washington DFI #MB135622; Wyoming DOB #4612; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders.

Consumers in Texas: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at (877) 276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov