Why C2 Financial?
As a top mortgage broker in the nation, C2 Financial offers access to superior loan products, competitive rates, and gold-star service. That's why over 115,000 families have chosen C2 Financial for their mortgage financing needs.
About Me
I'm Christopher Gibson, an independent mortgage broker with C2 Financial Corporation (NMLS #1910430), licensed in Washington, Colorado, Texas, Florida, and Michigan. I specialize in reverse mortgages, and I help homeowners age 62 and up (HECM) and 60 and up (jumbo and proprietary programs) put their home equity to work so they can live the retirement they worked so hard for.
A reverse mortgage can end a monthly mortgage payment, open a growing line of credit for the years ahead, add to your monthly income, or help cover the cost of aging in place, and the money is generally tax-free. It is not right for everyone, and I will tell you plainly when it is not. When it fits, it can take real pressure off a fixed income.
Here is the honest part. A reverse mortgage is a loan. The balance grows over time and is repaid when the last borrower leaves the home. You keep the title, your heirs still inherit the home, and you remain responsible for property taxes, homeowners insurance, and upkeep. Every HECM also includes independent HUD counseling, so you go in with your eyes open.
As a broker, I am not tied to one company's rate sheet. I shop your loan across many wholesale lenders, which often means a better rate or more available funds than a single bank can offer. I also love helping buyers close quickly on purchase loans, and I have access to non-QM options like bank statement and DSCR loans for self-employed borrowers and investors. If you are weighing a reverse mortgage or comparing your options, it is worth a conversation.
