Residential Mortgage Broker. Click here for license information

As of September 24th 2020, C2 has helped 69,328 families with their home financing needs.

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Discover why C2 Financial...

was rated a Top-Mortgage Lender in Scotsman Guide

C2 Scotsman Top-Mortgage Lender
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C2 Financial Corporation ...

has an A+ rating with the Better Business Bureau

C2 BBB A+ Rating
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We're very proud that C2 Financial ...

was included in the Top 50 Best Mortgage Companies to Work For

C2 was included in the Top 50 Best Mortgage Companies to Work For

Joe O'Connor Loan Officer

480-744-3300
Branch Address:
8149 N 87th Place Suite 204 Scottsdale AZ, 85258

joeo@200lenders.com
Fax #: 602-288-1151

Company NMLS #:   135622
LO NMLS #:   145779
Arizona:   LO-0933222
Washington:   145779
Florida:   LO67860
Texas:   145779

About Me

I began my career in loan origination at a small broker back in 1998. 

After doing some market research, I realized that by being a broker I could actually help more people and offer better rates.

Instead of only being able to offer the banks product, I could now shop hundreds of different wholesale lenders for the best rate for my clients.   And I chose to work with a broker who is one of the largest, and because of its size, is able to negotiate preferred pricing and service for its client.

Types of Home Financing

  • Conventional financing
  • High Balance
  • Jumbo
  • Super Jumbo
  • Jumbo Stated Income for s/e
  • Low Down Payment with No MI
  • VA
  • FHA
  • Down Payment Assistance
  • USDA
  • HomeStyle Rennovation
  • 203K
  • Cross Collateral
  • Asset Depletion
  • Reverse Mortgage, Purchase and Refinance
  • Low fico score
  • Retired
  • Self Employed
  • Stated income/Alternative Financing
  • Unlimited Financed Properties
  • Harp Unlimited Loan to Value
  • Foreign Nationals
  • Hobby Farms

Why C2?

It's quite simple. As one of the largest brokers in the nation, C2 Financial gets preferred pricing and service from its wholesale lenders. This translates into better rates and quicker closings for you.

But being a large company and closing a lot of loans on its own doesn't make the company great. What makes the company great is its commitment to the borrower to always do the right thing. We make a commitment and stick by it.

Additionally, we are very proud about the following industry achievements:

  • C2 Financial Corporation has been rated by the Scotsman Guide as a Top Lender for 4 years running
  • C2 Financial Corporation has been rated by Mortgage Professional Magazine in the Top 50 Mortgage Companies to work with
  • C2 Financial Corporation has been featured in National Mortgage Professional magazine. To view, copy and paste this link:  https://www.c2financialcorp.com/docs/brian-kent-c2-financial-mortgage-professional.pdf

My personal philosophy

We know that despite our best efforts and the government's best efforts to regulate the mortgage industry, our borrowers are too busy to review every last line of every single document . Our borrowers trust us as their mortgage adviser and that what they are signing is in their best interest. We do not take that responsibility lightly.

We do what is in the best interest for you, our client, not what is best for our pocketbook as some other brokers before us have done. We know by doing this, we not only are doing what is morally and ethically right, but we know this belief system will result in our borrowers referring us additional clients, the underpinnings of a long term relationship.

Helpful Links

NMLS Consumer Access