Local. Experienced. Trusted.

I'm Joshua, your local mortgage expert.

I'm here to help you find the right mortgage options for you and your family.

NMLS #2525113

949-377-7731
jpatrick@C2financial.com

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Why C2 Financial?

As a top mortgage broker in the nation, C2 Financial offers access to superior loan products, competitive rates, and gold-star service. That's why over 115,000 families have chosen C2 Financial for their mortgage financing needs.

About Me

Hi, I'm Joshua Patrick. After transitioning out of the Army where I served as a medic, I wanted to continue serving my community and obtained my mortgage license to help people achieve homeownership.

My background as a medic taught me how to be there for people during their most stressful momentsâ€”the same mindset I bring to mortgage lending. I specialize in working with investors on new builds, fix-and-flip properties, and rental portfolios.

As an independent broker, I have access to the best rates and every loan program available. I'm not just your lenderâ€”I'm your partner, ready to strategize on deals, work with listing agents, and do whatever it takes to help your business succeed.

Let's build something great together.

There are a lot of financing options ‐ let's find the right one for you.

Whether you are looking to buy, refinance, or grow your real estate portfolio, we've got you covered with the right loan products to fit your needs.

Conventional
Loans

VA
Loans

Commercial
Loans

Low FICO
Score

Self
Employed

And
More!

What People Are Saying

"I recently worked with Joshua for my mortgage, and the experience was outstanding. From start to finish, Joshua demonstrated exceptional professionalism, knowledge, and dedication. They took the time to explain every detail of the process, ensuring I understood all my options and felt comfortable with my decisions. Communication was prompt and clear, making the entire process smooth and stress-free. What truly stood out was Joshuaâ€™s willingness to go above and beyond to secure the best possible terms for my loan, even under tight deadlines. Their expertise and commitment to customer service were evident throughout, and I felt supported every step of the way. I highly recommend Joshua to anyone looking for a reliable, knowledgeable, and caring lender. They made what could have been a complicated process incredibly easy and even enjoyable. Thank you for your exceptional service!" -Dillon from Standish, ME

"I needed a refinance for a rental with a ton of hurdles to overcome. Josh hung in there with me. He was proactive, responsive, and went above and beyond to ensure we got closed. His expertise and guidance made a significant difference in my ability to secure the best possible loan. I highly recommend him." -Lisa from Greenville, TX

"Joshua was proactive, responsive, and went above and beyond to ensure a smooth transaction. Joshua took the time to explain the loan process in detail, answered all my questions, their expertise and guidance made a significant difference in my ability to secure the best possible loan option." -German from Halethorpe, MD

Let's Connect

Schedule a
Consultation

Joshua Patrick
Branch Manager
Phone: 949-377-7731
jpatrick@C2financial.com

12230 El Camino Real, Ste 100
San Diego, CA 92130

C2 NMLS #135622 | C2 NC #L-217604 | NMLS #2525113 | NC #I-231153

C2 NMLS #135622

C2 Financial is rapidly growing with active licenses in over 34 states as of March 2024. Number of licensed states and lenders within the C2 Lender Network may vary. www.C2Financial.com

C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; Alabama SBD #23303; Arizona DFI #919209; Arkansas ASD #129945; Colorado DRE; Florida OFR #MBR3519; Hawaii DFI #HI-135622; Idaho DOF #MBL-9475; Illinois DFPR #MB.67618115; Kansas OSBC #135622; Kentucky DFI #MC809104; Louisiana OFI #135622; Michigan DIFS #FL0023565 / SR0023566; Minnesota DOC #MN-MO-135622; Mississippi DBCF #135622; Montana DBFI #135622; Nebraska DBF #135622; Nevada MLD #3260; New Mexico FID #135622; Ohio DFI #RM.804919.000; Oklahoma DOCC #MB014489; Oregon DOF #ML-4917; South Carolina DCA #135622; South Dakota DOB #135622.ML; Tennessee DFI #135622; Texas SML #135622; Washington DFI #MB135622; Wyoming DOB #4612; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders.

Consumers in Texas: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at (877) 276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov