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Discover why C2 Financial...

was rated a Top-Mortgage Lender in Scotsman Guide

C2 Scotsman Top-Mortgage Lender
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C2 Financial ...

has an A+ rating with the Better Business Bureau

C2 BBB A+ Rating
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We're very proud that C2 Financial ...

was included in the Top 50 Best Mortgage Companies to Work For

C2 was included in the Top 50 Best Mortgage Companies to Work For

Lori Ackerman Residential Mortgage Loan Originator

(916) 214-4094
Branch Address:
10509 Vista Sorrento Parkway, Suite 400
San Diego, CA 92121
Fax #: (916) 542-2831

C2 NMLS #135622 | C2 CA DRE #1821025 | NMLS #366353 | CA DRE #00969633

About Me

For over three decades, I have been given the honor to serve as liaison to hundreds of families, to help them secure or maintain the dream of home ownership.  Working with first-time home buyers, experienced investors, veterans, and retirees, I know not every one's needs are the same.  By gathering information specific to each Borrower, I am able to provide the right program and product details, so an informed decision can be made that will meet each Customer's individual financial goals.  As a team, my goal is to make the home loan process a smooth and pleasant experience, so my Customers will consider me a trusted adviser and friend and will want to refer me to their friends, family, and business associates. 

Types of Home Financing

  • Conforming and high-balance
  • Jumbo and non-conforming
  • Government (FHA, VA, and USDA)
  • Equity loans
  • Down-payment Assistance
  • Alternative document (bank statement, DSCR)
  • Hard money
  • Commercial
  • Reverse
  • Renovation and construction

Why C2?

  • Ranked #1 Mortgage Brokerage in the Nation in Mortgage Executive Magazine
  • Ranked #1 Broker in the Nation by AIME, the Association of Independent Mortgage Experts, three years in a row
  • In 2021, closed over 29,000 loans and $13.6 billion in loan volume
  • Has an A+ business rating with the Better Business Bureau 
  • Included in the Top 50 Best Mortgage Companies to Work For
  • Included in San Diego Business Journal's "Book of Lists"
  • Featured in the National Mortgage Professional Magazine
  • Rated as a Top Mortgage Lender in the Scotsman Guide

My personal philosophy

I'm a straight shooter who gets to the point and will quickly identify any challenges that may require additional documentation or may create a delay.  I do my job well and pride myself on my ability to present my Customers' files in a meaningful and well-documented way, to ensure the best consideration, a prompt and clean approval, and a swift close.  To me, communication is key ~ I return calls promptly, provide updates throughout the entire process, and will deliver good and bad news with the same amount of fervor.  

What people are saying about me

"Lori was absolutely outstanding.  I was a first-time home buyer. Lori lovingly and patiently walked my wife and I through the process of financing, all of the options we had in front of us and helped us make sense of the process. Buying a new home is super stressful."

Kurt L. 

"Wow who knew refinances were so easy!! Well they really aren't but Lori makes them so easy! Closed in 21 days with Christmas and New Years in the way we could've closed a lot sooner! Thank you for everything you do for us Lori! Our Fairy Lender-Mother"

Samantha A.

"Lori went above and beyond in getting the underwriter to accept the property, especially pool, without further inspections or repairs.  Others may not have fought the way Lori did, to get the transaction done quickly . . .  .  Everything was great.  I enjoyed working with Lori, who communicated well, and was responsive to any of my questions or requests."  

 Steve F. (Realtor)

"Lori was outstanding in shepherding us through the process of revising our reverse mortgage.  She helped us maintain focus on obtaining all needed documents and offered encouragement as we navigated the paperwork rapids.  Her knowledge and professionalism (and persistence) got us to our goal.  Thank you, Lori!"

Lawrence S.

"As first time home buyers we were very much depended on our team and I'm so glad we had Lori. We are in our dream home because of her! We worked with a few other brokers before we found Lori and oh man I wish we found her sooner. Every obstacle thrown our way she tackled gracefully. She was there to answer all of our questions and guide us with her years of experience. She works wonders. We are forever grateful for you Lori thank you!"

Samantha A.

"I have known Lori Ackerman for many years and will always use her for my home mortgage needs and I will always refer her! She’s the best! Always explains things and has excellent follow up and she is very responsive!"

Kim T.

"Working with Lori was excellent! She always took the time to explain different options and processes to me. Highly recommend!"

MacKenzie G.

"Evening, weekends, no worries! Lori will pick up and answer my questions every time. World class service and professionalism!"

Ben S. (Realtor)

"Lori made our first home buying experience very positive and smooth. We didn't exactly know what to expect or what we were getting ourselves into. Lori was right there the entire way, easing our fears and walking us through the entire process. She answered every question we had along the way and made us feel comfortable while easing the anxieties we had as we embarked on this first time experience. She is extremely professional and personable and worked very hard to get us into a loan that was ideal for us. We have extreme confidence in Lori and highly recommend her."

Andre G. & Kara M. 

"We want to thank you for everything, for guiding us from our initial phone call to the close of the loan on our refinance. You made it easy for us and made yourself available to answer our questions. Being able to sign papers in the comfort of our own home was a plus. We are referring my sister, Barbara, to you for your help in possibly refinancing her rental property."

David & Sharon R. 

"We have worked with you twice over the past four years in very different circumstances, and your efforts both times were extraordinary. When others might have simply looked at the numbers and rejected our attempts at solvency, you looked at the causes of our debt, measured other elements of character such as stability and integrity, and worked tirelessly to attain a refinance of our mortgage. This allowed us to secure a lower interest rate and pay off some substantial bills, helping us toward our goals. In both cases, working with you was always enjoyable. Your good-natured demeanor, easy sense of humor, and very human approach to the issues made the process quite pleasant to go through. Through your dedicated work ethic, you demonstrated savvy of the process and your unswerving allegiance to seeing the process through to get us to where we needed to be. You worked long hours, you kept us informed of all of the steps, and you had the vision to see our ultimate goals. We appreciate the chance beyond a business relationship to call you our friend. As Niki said at closing, "How many times do you end a financial deal with a hug?""

Brian and Niki B.

"Lori is awesome.  The file was complicated, the clients required extra handholding.  They also work odd hours.  Lori even took late night calls.  She is good at what she does along with being caring and trustworthy.  I enjoy working with her."

Sandy M. (Realtor)

 "Thank you for making this such a great experience. It has been a real pleasure."

Nathan E. 

"Lori is wonderful! She helped me refinance when my original lender said I could not do it! 

She got my rate lowered and the service was fantastic. Would highly recommend Lori for all your financing home purchase/refinance needs!

Lia M. 

"We recently completed our 3rd refi with Lori and will never work with anyone else!  Lori goes above and beyond, EVERY time.  She is extremely responsive, highly professional and has become a trusted advisor.  We have referred family and friends to her that in turn, have referred their inner circle to her as well.  If you want a mortgage broker that is engaged, knowledgeable and works for your best interest, contact Lori."

Maria S.

Helpful Links

NMLS Consumer Access