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Discover why C2 Financial...

was rated a Top-Mortgage Lender in Scotsman Guide

C2 Scotsman Top-Mortgage Lender
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C2 Financial ...

has an A+ rating with the Better Business Bureau

C2 BBB A+ Rating
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We're very proud that C2 Financial ...

was included in the Top 50 Best Mortgage Companies to Work For

C2 was included in the Top 50 Best Mortgage Companies to Work For

Michael Fagone Mortgage Loan Originator

C2 Corporate Office:
12230 El Camino Real, Ste 100
San Diego, CA 92130
C2 NMLS #135622 | C2 CA DRE #01821025 | C2 AZ #919209 | C2 WA #MB-135622 | NMLS #1985092 | CA DRE #02153679 | AZ #1017028 | WA #MLO-1985092

About Me

Hello, and welcome!

I'm Michael, a dedicated Mortgage Loan Officer with a robust background as a Finance Executive and Accountant. I have dedicated my career to navigating the complexities of the financial world, helping clients secure their dreams of homeownership with the utmost professionalism and care.

I bring over two decades of comprehensive experience in finance and accounting, which has uniquely equipped me to understand the nuances of the mortgage industry. This foundation allows me to provide accurate, relevant advice and tailor-made solutions for each of my clients.

With a solid understanding of financial markets, mortgage products, and regulations, I strive to make the mortgage process as straightforward and efficient as possible. My commitment to exceptional service is reflected in the numerous positive reviews I have received on Google.

As a testament to my unwavering dedication to my clients, I am proud to have earned a stellar reputation for delivering outstanding results, providing clear communication, and maintaining an unrelenting focus on customer satisfaction. These reviews are not just accolades but reminders of the individuals and families I've been fortunate enough to serve.

As much as I love numbers and finance, my true passion lies in building genuine relationships with my clients. It's about more than just completing transactions—it's about understanding your unique needs, goals, and dreams. It's about guiding you through one of the most significant financial decisions of your life with care, honesty, and integrity.


Why C2?

C2 is one of the largest and oldest mortgage broker shops in the US, which means better pricing at our lender partners, and better deals for my clients.

C2 only works with reputable, established, and competent lenders which helps me provide top notch service to my clients.

C2 also has a strong culture of ethics and compliance, which aligns with my personal values.

My personal philosophy

I firmly believe that everyone deserves a mortgage experience that's seamless, stress-free, and rewarding. To achieve this, I commit to providing you with unparalleled service, leveraging my vast expertise and utilizing a personalized approach that respects your time and values your unique circumstances.

Thank you for considering me as your trusted Mortgage Loan Officer. I look forward to the opportunity to guide you through your home buying journey, providing financial solutions that make sense for you, today and into the future.

Helpful Links

NMLS Consumer Access

The Mortgage Professor

Consumer Financial Protection Bureau

Reverse Mortgages for Seniors (HUD)

30 Year Fixed Rate History