Local. Experienced. Trusted.

I'm Michael, your local mortgage expert.

I'm here to help you find the right mortgage options for you and your family.

NMLS #2599449

818-398-6453
mlichtenfeld@c2financial.com

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Why C2 Financial?

As a top mortgage broker in the nation, C2 Financial offers access to superior loan products, competitive rates, and gold-star service. That's why over 115,000 families have chosen C2 Financial for their mortgage financing needs.

About Me

Helping You Turn Real Estate Goals Into Reality

I am a licensed Mortgage Loan Officer and Real Estate Agent based in Orange County, California, with licenses to originate loans in Arizona, California, Colorado, Florida, Texas, and Washington. Since 2018, I have been dedicated to helping individuals and families achieve their homeownership and investment goals through personalized guidance and a client-first approach.

Whether you're buying your first home, expanding your real estate portfolio, or refinancing, I specialize in residential lending and property acquisition with a focus on strategic, sustainable success. From dream homes to high-performing investments, I’m here to ensure your journey is smooth, informed, and successful.

Let’s turn your real estate vision into keys in hand.

There are a lot of financing options ‐ let's find the right one for you.

Whether you are looking to buy, refinance, or grow your real estate portfolio, we've got you covered with the right loan products to fit your needs.

Conventional
Loans

FHA
Loans

Jumbo
Loans

VA
Loans

Reverse
Mortgages

And
More!

What People Are Saying

We had an excellent experience working with Mike L. He was incredibly communicative and supportive throughout the entire process. Mike went above and beyond by helping us strategize how to best utilize our excess seller credits, ensuring we got the most value out of our transaction. He’s friendly, knowledgeable, and always ready to help. Mike secured a great rate for us, and we’ll absolutely work with him again when it’s time to refinance! – Ryan L., Phoenix, AZ

Michael was a phenomenal loan officer who beat the rates of three other lenders I was considering. From day one, he was responsive, knowledgeable, and genuinely helpful—never pushy. He made the entire process smooth and stress-free, giving me confidence throughout our 21-day escrow. He had our loan clear to close just seven days after locking the rate and kept open lines of communication with both our Realtor and the listing agent. I highly recommend Michael to anyone seeking a mortgage and look forward to working with him again when it’s time to refinance. – Tuan P., Vancouver, WA

Mike is an outstanding mortgage broker, and I wouldn't hesitate to recommend him to my closest friends, family, or anyone in need of a home loan. He was available seven days a week—even while on vacation—to answer questions and lock in our rate. His depth of knowledge and consultative approach set him apart. Mike took the time to explain every step, offering insights and strategies that helped us make smart, wealth-building decisions. Do yourself a favor and work with Mike—you won't be disappointed. – Eliran A., Calabasas, CA

Let's Connect

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Consultation

Michael Lichtenfeld
Trusted Mortgage Advisor
Phone: 818-398-6453
mlichtenfeld@c2financial.com

Mailing Address:
1024 Bayside Drive PMB 397
Newport Beach, CA 92660

C2 NMLS #135622

C2 Financial is rapidly growing with active licenses in over 34 states as of March 2024. Number of licensed states and lenders within the C2 Lender Network may vary. www.C2Financial.com

C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; Alabama SBD #23303; Arizona DFI #919209; Arkansas ASD #129945; Colorado DRE; Florida OFR #MBR3519; Hawaii DFI #HI-135622; Idaho DOF #MBL-9475; Illinois DFPR #MB.67618115; Kansas OSBC #135622; Kentucky DFI #MC809104; Louisiana OFI #135622; Michigan DIFS #FL0023565 / SR0023566; Minnesota DOC #MN-MO-135622; Mississippi DBCF #135622; Montana DBFI #135622; Nebraska DBF #135622; Nevada MLD #3260; New Mexico FID #135622; Ohio DFI #RM.804919.000; Oklahoma DOCC #MB014489; Oregon DOF #ML-4917; South Carolina DCA #135622; South Dakota DOB #135622.ML; Tennessee DFI #135622; Texas SML #135622; Washington DFI #MB135622; Wyoming DOB #4612; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders.

Consumers in Texas: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at (877) 276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov