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760 943-8490 Branch Address: 12230 El Camino Real #100 San Diego, CA 92130 paulezloan@cox.net |
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C2 NMLS #135622 |
C2 CA DRE #01821025 |
NMLS #295906
| CA DRE #00993109
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I have been a part of the San Diego community since 1976. I am a husband, a father, a men's leader at my church and an outdoor enthusiast. I was raised in a real estate family and have understood the incredible blessing of owning and leveraging real estate since I was a teenager. I have been licensed since 1988 and still get a thrill from helping my clients purchase real estate and build wealth through mortgage financing to improve the quality of life for themselves and their families. I have observed many cycles in real estate and lending and have gained valuable insight to guide my clients.
I treat others the way I want to be treated and try to make the mortgage process fun, while reducing the stress of the transaction. The result is I have a loyal following of clients and referral partners.
My clients don't want just great service or just low rates. They want both!
As a mortgage brokers, I submit your loan directly to the investor for you with no middle man. The reduced cost of that process is passed along to each and every one of my clients. C2 is the NO. 1 rated mortgage brokerage in the country. Our loan volume and reputation has earned C2 preferred pricing with many of the 115 lenders we do business with. The result is we have some of the lowest rates in the U.S. And with all of those options, I can match my client with the perfect loan for their needs. We also have a streamlined system to make the mortgage process faster, simpler and easier.
I want to make sure all of my clients are using mortgage financing in the most beneficial, strategic way possible. Here are a couple of questions I ask my clients:
Are you strategically using your mortgage to benefit your overall finances? Are you paying interest on other debt that is not deductible?
Are you wasting money each month paying the bank more interest than you need to?
What if you could access $20,$30,$50,000 to pay off debt, or remodel your home without increasing your house payment?
Would an investment property be a better long-term retirement vehicle than just putting more money into your 401K?
How much home can you afford?
How do the new tax laws affect you?
I can help answer all of these questions.
I've known Paul for ten years, and he is a phenomenal guy. He is trustworthy, intelligent, insightful, and thorough in his work. He genuinely cares about people, and I heartily recommend him as an adviser, mortgage broker, and friend.
_ Alan Hueth, Professor Pt. Loma Nazarene University
I highly recommend Paul Ambrogio. He has always come through for us and our clients - sometimes when things were looking impossible! He's great to work with - thank you for all of the hard work you have done for us over the years, Paul!
_Mary Russo Andrew, Realtor Windermere Homes and Estates
"Your kind and thoughtful guidance through this process transformed what is typically a headache at best, into a truly delightful experience. This was by far the simplest and smoothest experience I've had with re-financing my loan. Thank you, Paul!! _ Christina Briscoe
I recently used Paul Ambrogio to handle a refinance for me. He was responsive and helpful throughout the process. I have recommended him to a friend as well as to my daughter, and they share that they too had most positive experiences using Paul. I would definitely contact him again with any lending needs.
Kind Regards, Ann Dresselhaus
