Why C2 Financial?
As a top mortgage broker in the nation, C2 Financial offers access to superior loan products, competitive rates, and gold-star service. That's why over 115,000 families have chosen C2 Financial for their mortgage financing needs.
About Me
Shannon James, Mortgage Advisor | Trusted by Realtors. Chosen by Buyers. When you understand the process, you control the outcome.
"As iron sharpens iron, so one person sharpens another."
As a Mortgage Advisor with C2 Financial--the nation's largest mortgage broker, I work with a network of over 100 wholesale lenders to find financing solutions that actually fit your life, not just your loan application.
What that means for you: competitive pricing, faster timelines, and direct access to the people making lending decisions. No middlemen. No guesswork. Just a clear path forward.
My background isn't typical for a mortgage advisor. I started in real estate in 2006 and have spent nearly two decades working across every side of a transaction — as a licensed California Real Estate Broker, compliance auditor, transaction coordinator, and licensed financial planner (Series 7 & 63). I understand what realtors need, what buyers fear, and what it takes to close cleanly.
I specialize in conventional, FHA, VA, jumbo, and non-QM lending — including bank statement loans, asset utilization, DSCR, and medical professional programs — because not every borrower fits a standard box, and they shouldn't have to.
California is my market — all of it. Based on the Central Coast, I work with buyers and investors statewide.
If you're looking for more than just a rate — let's talk.
