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Local. Experienced. Trusted.

I'm Sylvia, your local mortgage expert.

I'm here to help you find the best mortgage options for you and your family.

NMLS #633013
760-429-4470 | 904-792-0085

Why C2 Financial?

As a top mortgage broker in the nation, C2 Financial offers access to superior loan products, competitive rates, and gold-star service. That's why over 115,000 families have chosen C2 Financial for their mortgage financing needs.
About Me
With 18 years of experience as a mortgage loan officer and a decade of prior experience as a high school teacher, I have honed my skills in educating and assisting individuals in making significant financial decisions. My transition from teaching to lending has allowed me to apply my educational background to guide adults through the complexities of homeownership. My approach is not just about providing a preapproval document; it's about offering a comprehensive loan consultation that empowers clients with the knowledge and options they need to make informed decisions for themselves and their families.

I am licensed in multiple states, which enables me to assist clients, particularly military families, with relocations and referrals. My specialization in VA loans, first-time homebuyers, and self-employed borrowers stems from my dedication to serving diverse client needs. My work has been recognized nationally, with accolades including being listed in the top 1% of loan originators by the Scotsman Guide and being named in the top 250 Latino Mortgage Loan Originators by NAHREP. Additionally, I have been honored with the 5 Star Professional award from San Diego Magazine for seven consecutive years, reflecting my commitment to excellence in customer service.

I transitioned from a direct lender to a mortgage broker with C2 Financial, which offers access to over 100 banks. This move enhances my ability to provide clients with a wide range of loan programs and competitive rates in today's challenging market.

My guiding philosophy is rooted in the golden rule: treating others as I would want to be treated. This principle shapes my goal to be a lifelong resource for my clients, offering ongoing support and valuable information in finance and real estate. My business is built on honesty, integrity, and a dedication to education, reflecting my belief in the importance of people and the joy I find in helping others.

There are a lot of financing options ‐ let's find the right one for you.

Whether you are looking to buy, refinance, or grow your real estate portfolio, we've got you covered with the right loan products to fit your needs.

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Sylvia Sanders
Mortgage Broker | Advisor
Phone: 760-429-4470 | 904-792-0085
Fax: 866-719-1278
12230 El Camino Real, Ste 100
San Diego, CA 92130
C2 NMLS #135622 | C2 CA DRE #01821025 | C2 AZ #919209 | C2 FL #MBR3519 | C2 ID #MBL-9475 | C2 TX #135622 | C2 WA #MB-135622 | NMLS #633013 | CA DRE #02094109 | AZ #0948482 | FL #LO53921 | ID #MLO-2080633013 | TX #633013 | WA #MLO-633013
C2 NMLS #135622

C2 Financial is rapidly growing with active licenses in over 34 states as of March 2024. Number of licensed states and lenders within the C2 Lender Network may vary. www.C2Financial.com

C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; Alabama SBD #23303; Arizona DFI #919209; Arkansas ASD #129945; Colorado DRE; Florida OFR #MBR3519; Hawaii DFI #HI-135622; Idaho DOF #MBL-9475; Illinois DFPR #MB.67618115; Kansas OSBC #135622; Kentucky DFI #MC809104; Louisiana OFI #135622; Michigan DIFS #FL0023565 / SR0023566; Minnesota DOC #MN-MO-135622; Mississippi DBCF #135622; Montana DBFI #135622; Nebraska DBF #135622; Nevada MLD #3260; New Mexico FID #135622; Ohio DFI #RM.804919.000; Oklahoma DOCC #MB014489; Oregon DOF #ML-4917; South Carolina DCA #135622; South Dakota DOB #135622.ML; Tennessee DFI #135622; Texas SML #135622; Washington DFI #MB135622; Wyoming DOB #4612; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders.

Consumers in Texas: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at (877) 276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov