Local. Experienced. Trusted.

I'm Vivian, your local mortgage expert.

I'm here to help you find the right mortgage options for you and your family.

NMLS #980859

760.969.3718
vivian@vlacour.com

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Why C2 Financial?

As a top mortgage broker in the nation, C2 Financial offers access to superior loan products, competitive rates, and gold-star service. That's why over 115,000 families have chosen C2 Financial for their mortgage financing needs.

About Me

I bring over 22 years of experience in the mortgage and lending industry, with access to more than 100 lenders to help you secure the best loan for your needs. My expertise covers a wide range of products, including VA, Conventional, FHA, Bank Statement, DSCR, HELOCs, Indian Lease Land transactions, and many more. Licensed in California, Florida, and Wisconsin, I am committed to providing exceptional service, flexible solutions, lower fees, and competitive pricing. I am fluent in English and Spanish and proud to be a member of the National Notary Association. Helping families achieve homeownership is more than my profession—it’s my passion. I also hold a special connection to military families, as my husband honorably served and retired from the United States Marine Corps.

There are a lot of financing options ‐ let's find the right one for you.

Whether you are looking to buy, refinance, or grow your real estate portfolio, we've got you covered with the right loan products to fit your needs.

Conventional
Loans

FHA
Loans

Jumbo
Loans

USDA
Loans

VA
Loans

And
More!

What People Are Saying

There is no one better than Vivian! She has a great team and they all communicate clearly and make the lending process as painless as possible. I would give her and her team the highest score. They have refined their processes for communicating what they need and when. Their methods for gathering necessary documents are very logical. They use both the newest technology and good old-fashioned manners and the end result was success for me all the way through the lending process. Buyer Closed Sep '17 | Palm Springs, CA

Working with Eric and Vivian was a great experience. I began with Eric before I had the actual home that I wanted. With the pre-qualification process, we identified my best targets and goals and from there I was able to use various online RE search engines and send Eric properties that I wanted to consider. Eric was professional and responsive with each query of mine. I was mindful of not overdoing this and also taking his advice and narrowing my search as quickly as possible. When I found the right property we moved quickly and with the help of my Realtor and Team Bennett, the process was very quick and smooth for me. I was always able to communicate easily with Eric & Vivian, either by email, text or phone and I felt valued and understood at all times. As well, Vivian was helpful in connecting me with the right insurance professionals who found me the best quotes for my needs. Beau S. | Palm Springs, CA

As a first-time buyer, I had a lot of questions and trepidation around the process. Eric and Vivian did a terrific job patiently answering my questions, providing timely feedback, and ensuring my comfort with the process. They made everything feel smooth and my realtor had great things to say about her experience working with them as well. On top of that, they got me a great rate! Can't recommend them highly enough. Ryan B. | San Francisco, CA

Let's Connect

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Consultation

Vivian La Cour
Mortgage Loan Officer
Phone: 760.969.3718
vivian@vlacour.com

Mailing Address:
777 E. Tahquitz Canyon Way, Ste 200-187
Palm Springs, CA 92262

C2 NMLS #135622

C2 Financial is rapidly growing with active licenses in over 34 states as of March 2024. Number of licensed states and lenders within the C2 Lender Network may vary. www.C2Financial.com

C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; Alabama SBD #23303; Arizona DFI #919209; Arkansas ASD #129945; Colorado DRE; Florida OFR #MBR3519; Hawaii DFI #HI-135622; Idaho DOF #MBL-9475; Illinois DFPR #MB.67618115; Kansas OSBC #135622; Kentucky DFI #MC809104; Louisiana OFI #135622; Michigan DIFS #FL0023565 / SR0023566; Minnesota DOC #MN-MO-135622; Mississippi DBCF #135622; Montana DBFI #135622; Nebraska DBF #135622; Nevada MLD #3260; New Mexico FID #135622; Ohio DFI #RM.804919.000; Oklahoma DOCC #MB014489; Oregon DOF #ML-4917; South Carolina DCA #135622; South Dakota DOB #135622.ML; Tennessee DFI #135622; Texas SML #135622; Washington DFI #MB135622; Wyoming DOB #4612; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders.

Consumers in Texas: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at (877) 276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov