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Local. Experienced. Trusted.

I'm Wesley, your local mortgage expert.

I'm here to help you find the right mortgage options for you and your family.

NMLS #2490148
408-205-7291
wterrell@c2financial.com

Why C2 Financial?

As a top mortgage broker in the nation, C2 Financial offers access to superior loan products, competitive rates, and gold-star service. That's why over 115,000 families have chosen C2 Financial for their mortgage financing needs.
About Me
I turn complex financial situations into clear, confident paths to homeownership and wealth-building. With 20+ years across real estate, investing, entrepreneurship, and finance—and over a decade as a licensed Realtor—I bring a 360° perspective most lenders simply don’t have.

Today, I specialize in down payment assistance, self-employed borrower solutions, investor financing, HELOCs, and strategic scenarios like buying before selling or navigating 1031 tax deferred exchanges. I don’t just quote rates—I learn about you, your goals, & grand vision. During the process, I consult, pinpoint, educate, and guide.

My clients and referral partners trust me because I treat every loan with the esteem it deserves since many times it is the largest financial transaction of someone's life. You’re never just a number in a deal to me so will always receive service with honesty, integrity, & respect. No cookie-cutter advice. Just authentic, strategic guidance designed to help you win—whether you're buying your first home or scaling a portfolio.

An advocate for FirstHome IQ, empowering underserved communities with financial education and a path to ownership for their 1st home purchase.

Think of me as your “Mortgage Advisor meets Family CFO.”

When I’m not structuring deals, you’ll find me on the golf course, traveling to a new international destination, or searching for the best smashburger or BBQ joint in the area. My sweet tooth is legendary so am also always on the hunt for the perfect chocolate chip cookie. Would love to your favorite recommendations on any of the above.

Let’s connect—your next move deserves a smart strategy.

There are a lot of financing options ‐ let's find the right one for you.

Whether you are looking to buy, refinance, or grow your real estate portfolio, we've got you covered with the right loan products to fit your needs.
Conventional
Loans
FHA
Loans
Jumbo
Loans
Self
Employed
Stated
Income
And
More!

Let's Connect

Schedule a
Consultation
Wesley Terrell
Trusted Mortgage Advisor
Phone: 408-205-7291
wterrell@c2financial.com
12230 El Camino Real, Ste 100
San Diego, CA 92130
C2 NMLS #135622 | C2 CA DFPI #603L442 | C2 WA #MB-135622 | NMLS #2490148 | CA DFPI #CA-DFPI2490148 | WA #MLO-2490148
C2 NMLS #135622

C2 Financial is rapidly growing with active licenses in over 34 states as of March 2024. Number of licensed states and lenders within the C2 Lender Network may vary. www.C2Financial.com

C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; Alabama SBD #23303; Arizona DFI #919209; Arkansas ASD #129945; Colorado DRE; Florida OFR #MBR3519; Hawaii DFI #HI-135622; Idaho DOF #MBL-9475; Illinois DFPR #MB.67618115; Kansas OSBC #135622; Kentucky DFI #MC809104; Louisiana OFI #135622; Michigan DIFS #FL0023565 / SR0023566; Minnesota DOC #MN-MO-135622; Mississippi DBCF #135622; Montana DBFI #135622; Nebraska DBF #135622; Nevada MLD #3260; New Mexico FID #135622; Ohio DFI #RM.804919.000; Oklahoma DOCC #MB014489; Oregon DOF #ML-4917; South Carolina DCA #135622; South Dakota DOB #135622.ML; Tennessee DFI #135622; Texas SML #135622; Washington DFI #MB135622; Wyoming DOB #4612; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders.

Consumers in Texas: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at (877) 276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov